Connecticut is like other states in that it requires drivers to carry insurance. There are times, however, when people either fail to carry coverage or they choose to carry coverage with low limits. When a victim is hit by someone without adequate insurance then they may be left wondering how they will be compensated for lost wages, medical bills, pain and suffering, etc. Fortunately, our state also requires that every insurance policy include uninsured and underinsured provisions. These provisions allow the victim of a car accident to make a claim against their own policy when the defendant lacks adequate coverage. Our Hartford injury attorneys are able to assist with the handling of such claims. Contact our office today to speak with a lawyer. We also assist those in Wethersfield, New Britain, Rocky Hill, and elsewhere.
Hartford injury attorneys assisting those harmed in a hit and run or in cases where the defendant lacked insurance
Connecticut law requires all insurance policies to have uninsured/underinsured provisions which protect a driver from those with inadequate coverage. Every policy is required to provide a minimum of $25,000 of coverage, per person, for cases involving the negligence of another driver. This means that if a defendant causes an accident and their insurance will not cover all of a victim’s damages, then the victim may make a claim against their own policy for the remainder. This coverage is especially helpful in cases involving a hit and run or an uninsured defendant.
Uninsured/Underinsured claims are handled in a manner similar to other car accident cases. The first step is for counsel to contact the Plaintiff’s own insurance carrier. Counsel will provide the carrier with the proof of your damages and of the defendant’s liability. The proof of your damages will include records showing lost pay, medical bills, etc. If a fair settlement is not offered by the Plaintiff’s carrier then a lawsuit will be filed with the Court. Disputes in such matters will often revolve around the actual extent of the victim’s damages. If the matter proceeds to trial then the case will be presided over by a judge and the jurors will decide the amount, if any, that the victim’s own insurance company should have to pay. Litigating such cases can involve complicated legal issues and it is important that you retain an experienced lawyer to assist you.
Our Hartford car accident attorneys handle uninsured and underinsured motorist claims on behalf of their clients. We will identify the type of coverage you have and the extent to which you can make a claim against your own carrier. We will work closely with your medical providers in order to obtain any records needed to submit your claim. If your carrier attempts to claim that your injuries were not severe, or that you were already injured at the time of the accident, then we will not hesitate to file a lawsuit with the Court. We will work with your medical providers, and any necessary experts, in order to show that the subject accident was, in fact, the cause of your injuries. Our firm will make sure that you know what to expect from the trial process and that your rights are protected from beginning to end. We understand that you are facing a serious situation and we will take it seriously. Contact us today.
Lawyers providing quality service to Hartford residents making an uninsured or underinsured claim
If you are making a claim against your own insurance carrier then you are already frustrated. This frustration, in part, can stem from the fact that you are battling someone who was supposed to be protecting your interests. The last thing you need in such situations is an attorney who fails to provide quality service. This is why we make client-communication a priority. Our lawyers quickly respond to phone calls, promptly reply to emails, and will make themselves available to address your concerns. We will copy you on all important correspondence and pleadings and will make sure that you know what to expect as the case moves forward. We are honored to serve the greater Hartford area and this is our promise in each and every case we handle.
Our firm also service the areas of Wethersfield, New Britain, Rocky Hill, East and West Hartford, Bristol, Glastonbury, and Manchester, as well as the Middlesex County cities of Middletown and Cromwell.